Blocks of Flats

This forms a large part of our Insurance portfolio, and we already arrange insurance for many of Plymouth’s landmark blocks of flats.

Our experts arrange buildings insurance for flats, blocks of flats and apartments, both purpose-built and flat conversions.

We have a wealth of experience in arranging competitive insurance to protect the assets and interests of residents’ associations, management / RTM companies, freeholders and leaseholders of blocks of flats.

Our bespoke buildings insurance policy provides comprehensive cover for purpose-built blocks or houses converted into flats / apartments. Core covers include:

  • Buildings cover for the block of flats on an all risks and index-linked basis.
  • Loss of rent / alternative accommodation up to 33% of buildings sum insured.
  • Property owners’ liability of £5,000,000.
  • Employers’ liability of £10,000,000.

Extensions to cover:

  • Terrorism insurance cover on an all risks basis.
  • Directors and Officers Cover.
  • Legal expenses.
  • Lifts and communal boilers.

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