Retail / Shop Insurance

When looking for shop or retail insurance, it’s important to have a suitable package for your premises.

Our experts can put together cover to suit you and your premises that will protect you against loss, giving you complete peace of mind.

Retail insurance policies can be tailored for any premises, ranging from clothes and hairdressers, to a local newsagent, and can include buildings and contents cover. Policy features can include:

  • Business contents cover including fixtures and fittings.
  • Accidental damage to shop contents.
  • Stock cover subject to limits on high-risk stock (security conditions may apply).
  • Cover for goods including wines and spirits in transit in your vehicles.
  • Loss of money.
  • Public liability – covering injury to the public or damage to their property.
  • Business interruption cover – loss of income caused following an insured incident.
  • Product liability.
  • Employer’s liability covering insurance claims arising from injury to employees.

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